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> The industries that suck the most also have the most market failures: healthcare, housing, and education

The healthcare, housing, and education industries are some of the most highly regulated. Which came first, the market failure or the regulation?



Market failure came before regulation.

Standard Oil had a monopoly in the oil industry, so antitrust became a thing.

There was information asymmetry around food and drugs, because there's no way for a consumer to really know what's in a food or a drug. So the FDA mandates that they put out accurate info with penalties for incorrect info.

Information asymmetry and moral hazard led to 2008 financial crisis, which then led to Dodd-Frank reform


At this point I think it's quite obvious that the cure is worse than the disease.


Not obvious to me! How is the cure obviously worse?




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