Insurance is negative NPV. Trying to make it NPV neutral by giving people tools to self-insure. Starting with an app that lets you self-insure your phone with friends and family.
This is cool. I'm interested in reading more on this concept. Any chance you have a write up of experiences so far? Or can you point to other resources?
It’s real, my friends and I all pay premiums every month, we’ve put aside $1100 so far. Work on it nights and weekends with one of my fellow policy holders. Feedback would be super appreciated.
https://apps.apple.com/us/app/open-insure-self-insurance/id6...