I think it's not about own versus someone else's money.
Hardware is usually a small piece of the financial puzzle (unless you're building a billion dollar AI datacenter I guess) and even when the hardware price quadruples, it's still a small piece and delivery time is much more important than optimizing hardware costs.
Hardware is usually a small piece of the financial puzzle (unless you're building a billion dollar AI datacenter I guess) and even when the hardware price quadruples, it's still a small piece and delivery time is much more important than optimizing hardware costs.